Which of the following pests typically live in warm, humid areas?

Termites are indeed commonly associated with warm and humid environments. They thrive in conditions that provide moisture, as they require a certain level of humidity to survive. Warm and humid areas support the wood and vegetation that termites feed on, which is essential for their colony's growth and reproduction. Additionally, moisture helps keep their bodies hydrated and supports their tunneling activities. This preference for humidity makes them particularly abundant in regions such as the southern United States and tropical areas, where the environmental conditions are ideal for their development and existence.

In contrast, while the other pests may also prefer certain environmental conditions, their habitats are not exclusively linked to warm and humid areas in the same way that termites are. For example, rats are known to adapt to a wide range of environments, while fleas and bed bugs are typically more connected to their hosts rather than specifically to humid conditions. Thus, termites are the pest that most closely aligns with the description of thriving in warm, humid areas.